Money Matters for YOU – Book Description
Imagine unlocking the power to make money work for you, not the other way around. Whether you’re just starting high school, heading to college, or figuring out your first job, Money Matters is your go-to guide for mastering money in a way that’s fun, clear, and designed with you in mind.
This empowering guide breaks down everything you need to know—from your first dollar earned to launching your dream business. Written in a voice that gets you, Money Matters makes personal finance relatable, practical, and even exciting.
What You'll Learn Inside Money Matters
This engaging and practical course teaches students how to build lifelong money skills. Covering everything from budgeting and saving to entrepreneurship, investing, and credit, the course empowers young learners to take control of their financial future using real-world examples and age-appropriate tools.
Chapter 1: What Even Is Money?
You’ll learn that money isn’t just paper or numbers on your app—it’s a powerful tool. From coins to crypto, understand how money works, where it came from, and why it matters in your everyday life.
Chapter 2: Making Your Own Money
Jobs, side hustles, and even chores—discover creative and realistic ways to earn. This chapter highlights opportunities tailored to teens, students, and even single moms, showing how hard work + smart choices = freedom.
Chapter 3: Saving & Budgeting Like a Boss
Master saving hacks, budgeting tips, and the difference between short- and long-term goals. Think of this chapter as your financial self-care guide—because building your “yes fund” is way cooler than it sounds.
Chapter 4: Spend Smart, Not Sorry
Learn how to recognize spending traps like impulse buys and fast fashion hauls. You’ll get real strategies for separating needs from wants, and how to stretch your money without feeling deprived.
Chapter 5: Get Bank Smart
Confused by checking accounts or the idea of compound interest? No more. This chapter helps you navigate banking basics and understand the services that make your money grow.
Chapter 6: Giving Is a Power Move
You’ll explore how generosity can be part of your financial life—whether it’s giving to a cause, volunteering, or helping someone in need. It’s not just about what you keep, but how you give that builds true wealth.
Chapter 7: Start a Business or Invest Like a Queen
This is where the fun gets real. Learn how to develop business ideas, take smart risks, and understand the basics of investing. You don’t need a Wall Street degree to build your future—you just need this chapter.
Chapter 8: Bounce Back Stronger
Life doesn’t always go as planned. Learn how to handle financial setbacks, adapt to change, and turn mistakes into growth. Resilience is your financial superpower.
Chapter 9: Credit, Debt & Keeping It Together
You’ll finally understand credit cards, credit scores, and how debt can either build or break your future. Get real about paying bills on time, borrowing smart, and avoiding traps.
Chapter 10: Financial Freedom Starts Now
Plan your education, choose careers that align with your goals, and set up your life to be financially independent—whether you’re 18, 22, or just getting started.
Chapter 11: The Think True Cost Mindset
This final chapter teaches you how to look beyond the price tag. You’ll learn to calculate the real cost of habits and purchases—because that $8 coffee could be $32,000 over time. Yes, really.
Why It Matters for YOU
Money Matters is more than just a finance book. It’s a roadmap for young women who want options, confidence, and control over their lives. Whether you’re dreaming of starting a business, saving for travel, or just trying to stop stressing about money, this book gives you tools to build a life of freedom and purpose.
Take Action
- Talk to your friends about what you learned.
- Download the Think True Cost App to track your real spending habits.
- Grab the Money Matters workbook or course on Gumroad.com.
- Start today. Because your financial glow-up begins the moment you decide to take control.